Website Disclaimer Statement

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This site offers value-based budgeting discussions.

Guidance provided is for informational purposes only, not personal financial advice.

The information found on this website is designed to assist visitors in aligning spending with personal values, offering general suggestions and frameworks for discussion, not tailored planning or investment recommendations.

General Notice

caluntherix’s content, including articles and consultative frameworks, is provided as general information only and does not amount to personal or tailored financial advice. Please consult a qualified adviser for any specific decisions. Past performance does not guarantee future results. Results may vary based on individual factors.

Limitation of Liability

No assurance of results or specific outcomes is provided.

We are not responsible for financial decisions made using site content or advice.

We do not accept liability for losses from consulting or informational use.

Our content is not a replacement for professional assessment or external verification.

We are not liable for damages from errors, inaccuracies, or technical issues on the site.

Accuracy of Information

We aim for accuracy and regular updates in all information provided, but we cannot guarantee completeness or reliability at all times. Information may become outdated or contain inadvertent errors. Users are advised to fact-check before acting on any content from this website or associated services.

Check content periodically for relevance before use.

Not Financial Advice

All consultation, opinion, and material provided should be regarded as general discussion and not relied upon for specific financial decisions.

External Links

Links to external websites are for convenience. We do not control and are not responsible for their content or practices.

Results and Outcome Disclaimer

Results may vary. Outcomes shared are illustrative and may not represent your experience.

Variation of Outcomes

Different users may experience varied results based on their unique circumstances.

Financial Disclosures

Financial topics may reference rates or fees for clarity only.

We do not promote or provide investment recommendations or account management.

References to fees or rates are illustrative and not offers, advice, or personalised solutions.

All examples are for explanation and discussion purposes; consult your own adviser before action.

Jurisdiction Notice

caluntherix is intended for Australian users only.

Site content and services are created for Australia and may not be suitable or compliant elsewhere. Users outside of Australia access at their own discretion and risk.

Governed exclusively by Australian law and regulations.

Always confirm compliance with laws in your location if accessing this site from outside Australia.

Indemnification

By using caluntherix, you agree to defend, indemnify, and hold harmless our team from any claims resulting from your use of the information or services.

Severability

If any provision is held invalid, the rest of this disclaimer continues in effect.

Updates

These statements may be updated without notice to reflect current practice or legal changes.

Contact Us

Reach out for questions or concerns about the information or disclaimers here.

Contact email: content@caluntherix.com

Phone number: +61899304325

Address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Effective date: October 19, 2025

Last updated: October 19, 2025